Meet the Team

We’re here  to advise you every step of the way.

The BBBSA Finance team of trusted advisors provide strategic advice and guide to achieve your goals faster.
Offering over 50 years combined experience in financial services.

Be confident- our discretion, independence and confidentiality is guaranteed.


Jeff Zulman

Managing Director, BBBSA Finance

Jeff Zulman is the Founding Managing Director of BBBSA Finance. Jeff studied at the University of Witwatersrand in South Africa and then read law at Oxford University in England. After graduating, he joined Goldman Sachs, where he was trained on Wall Street, and then worked in their wealth management division in London. Jeff immigrated to Australia where he has founded, run and successfully sold several businesses. Most recently he served as inaugural CEO of Vow Financial which won the MFAA “Wholesale Aggregator of the Year” awarded for 2010 during his term of office. When not slaving at BBBSA Finance, Jeff uses any remaining energy to participate (or try to compete) in triathlons, sing (badly) in the choir, or spend quality time with his loving and ever patient wife and four kids.

Kristy Coonan

Loans Manager, BBBSA Finance

Kristy has worked in the financial services industry for nearly 19 years. She is an experienced credit analyst with strong financial analysis, financial modelling, cash forecasting and credit structuring skills. Kristy enjoys working with clients to identify financing solutions. Kristy Joined BBBSA in January 2013 and is the point of contact for all new credit applications, dealing with clients from loan application through to settlement. Kristy is responsible for credit analysis, compiling offers, preparing legal documents, attending to settlement and completing due diligence. Prior to joining BBBSA Kristy worked within the wealth management and financial markets divisions of Colonial First State Global Asset Management, Macquarie Bank and Bankers Trust Australia Limited.

Sharon Gabriele

Office Manager, BBBSA Finance

Sharon has over 15 years’ experience as an E.A. & Office Manager, working in varying industries with some of Australia’s top entrepreneurs. She has strong organisational skills and ensures the BBBSA team stays on task. Sharon is the point of contact for all office matters and recruitment. She often works under Jeff’s direction to ensure the client’s needs are always met. Sharon is a busy mum and enjoys the rare moments of “quiet time” she gets.